<div style="letter-spacing:normal!important;width:485px!important; padding:0 40px!important; font-family:Arial,sans-serif!important;">
                           <ul style="letter-spacing:normal!important;list-style:none!important;margin:0 0 30px!important;padding-left:0;float:left;width:485px;font-family:Arial,sans-serif!important;">
                           
                            <li style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;display:block;vertical-align:baseline!important;padding:30px 0!important; border-bottom:1px solid #ebf0f2!important; color:#777!important; font-size:12px!important; line-height:20px!important;float:left;width:485px;">
                             
                             <div style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;position:relative!important; float:left!important; width:100px!important; padding:0 12px 0 0!important;">
                                 <a href="http://www.houselogic.com/home-advice/issues-affecting-home-owners/making-home-affordable-refinance-option/" style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;color:#16a8d3!important; text-decoration:none!important;">
                                  <img style="border:0 none;" src="http://c0263062.cdn.cloudfiles.rackspacecloud.com/content/images/sized/making-home-affordable-refi-getty_1x1_0c29c5ace848978a7c09c1794ead0ae3_jpg_80x80_q85.jpg" alt="Affordable Home Refinance Options Cheap Refinance Options" title="making-home-affordable-refi-getty" />
                                 </a>
                                
                                    
                                
                             </div>
                             
                             <h3 style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;float:left;width:373px;margin:0; font-size:16px!important; font-weight:bold!important;"><a style="color:#16a8d3!important; text-decoration:none!important;" href="http://www.houselogic.com/home-advice/issues-affecting-home-owners/making-home-affordable-refinance-option/" target="_blank">Making Home Affordable: The Refinance Option</a></h3>
                             <p style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0;float:left;width:373px;">The Making Home Affordable program offers financially stable homeowners the chance to refinance mortgages to lower rates. <a target="_blank" style="color:#16a8d3!important; text-decoration:none!important;" href="http://www.houselogic.com/home-advice/issues-affecting-home-owners/making-home-affordable-refinance-option/">Read</a></p>
                             <div style="clear:both;"></div>
                            </li>
                           
                           </ul>
                           <div style="float:left;width:485px;">
                            <p style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0 0 12px!important; color:#000!important; font-size:12px!important;">Visit <a style="color:#16a8d3!important; text-decoration:none!important;" href="http://www.houselogic.com">houselogic.com</a> for more articles like this.</p>
                                  <p style="letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0 0 12px!important; color:#000!important; font-size:11px!important;"> Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®</p>
                           </div>
                          </div>